Appraveo Acceptable Use Policy

Effective Date: April 7, 2026 Last Updated: April 7, 2026 Governing Law: State of Maryland, United States

1. Purpose

This Acceptable Use Policy ("AUP") defines the terms under which licensed real estate appraisers may access and use Appraveo's platform, products, and Services — including NarrativeAI, Academy, Intel, Sites, Check, and CRM.

Appraveo is built for appraisers, by people who understand the profession. This AUP exists because appraisers operate under a specific, non-negotiable professional framework — USPAP (2024 Edition, effective January 1, 2024, open-ended), state licensing law, and federal statutes — and our tools must be used in ways that support that framework, not undermine it.

This AUP is incorporated by reference into Appraveo's Terms of Service. Violation of this AUP constitutes a violation of your Terms of Service agreement.

2. Who This Policy Applies To

This AUP applies to every individual who accesses any Appraveo product, including licensed appraisers with active accounts, authorized users within a firm or team account, and any individual accessing Appraveo Services through a trial, promotional, or sponsored account.

All users must be licensed real estate appraisers in good standing in at least one U.S. state, or be enrolled in a licensed training program under a supervising appraiser.

3. Permitted Uses

3.1 NarrativeAI

Use AI-generated draft narrative content as a starting point for your own appraisal reports
Modify, edit, expand, or entirely replace AI-generated output as your professional judgment requires
Use the tool to increase efficiency in completing appraisal work you are qualified to perform under USPAP
Generate multiple draft variations to compare approaches
Save and organize draft content within your account

3.2 Academy

Access courses and training materials for professional development
Download or save completion certificates for your records

3.3 Intel

Enter and track your own AMC relationships, fee history, and assignment characteristics
Use Intel analytics to inform your own business decisions

3.4 Sites

Publish your appraiser business information through your Appraveo-hosted website
Use your website for legitimate marketing of your appraisal practice

3.5 CRM

Enter and manage your own private-work client relationships
Log assignment details, fees, communications, and follow-up tasks

3.6 Check

Submit your own draft or completed appraisal reports for quality-control review
Use QC output to identify technical issues before submission

4. Prohibited Uses

4.1 Submission of AI Output Without Independent Professional Review

You may not submit AI-generated content as part of a signed appraisal report without independently reading and reviewing every word, verifying factual accuracy, exercising your professional judgment, and modifying content where it does not accurately represent your work.

4.2 Input of USPAP-Confidential Information

You may not enter client names, borrower personal identifiers, loan/case numbers, value conclusions for active assignments, or any information designated as confidential by your client into any Appraveo product without client-specific written authorization.

4.3 Misrepresentation of Analysis, Methodology, or Conclusions

You may not use Appraveo output to misrepresent the analytical methodology you employed, imply you performed analysis you did not perform, or present AI-generated narrative as reflecting personal judgment you have not independently formed.

4.4 Use Beyond Your Competency

You may not use Appraveo to produce content for property types, geographic markets, or intended uses for which you are not competent under USPAP's Competency Rule.

4.5 Sharing Credentials with Unlicensed Individuals

You may not share your Appraveo account credentials with any individual who is not a licensed real estate appraiser in good standing.

4.6 Producing Work for Others to Sign

You may not use Appraveo to produce appraisal content for a report that will be signed by another appraiser as their own work product, unless you are functioning as a disclosed co-signer on the same report.

4.7 Reverse Engineering, Extraction, and Unauthorized Access

You may not attempt to reverse engineer, decompile, or extract Appraveo's AI models, prompt templates, system instructions, or training methodologies. You may not use automated scripts, bots, or scraping tools to extract data at scale.

4.8 Misrepresentation of Appraveo as a Compliance Tool

You may not represent Appraveo as a USPAP-compliant tool, GSE-approved software, or a tool that satisfies any regulatory compliance requirement on its own.

4.9 RESPA Violations via Sites or CRM

You may not use Sites or CRM to offer, accept, or facilitate referral fees or kickbacks in violation of RESPA Section 8.

4.10 Manipulating AI Output Toward a Predetermined Conclusion

You may not use NarrativeAI to generate narrative language that supports a value conclusion before your analysis is complete or to produce language justifying a specific value you have been pressured to hit.

5. USPAP Compliance Responsibility

5.1 You Are the Appraiser

Appraveo is a technology tool. You are the licensed professional. The use of any Appraveo product does not shift your professional obligations under USPAP 2024 Edition, state licensing law, or any other applicable standard to Appraveo.

5.2 Certification Covers Everything You Sign

When you sign an appraisal report under USPAP 2024 Edition Standards Rule 2-2, your certification covers the entire report — including any content that originated as AI-generated output. If you are not prepared to certify the content, do not include it.

5.3 Appraveo Does Not Satisfy Competency or Scope of Work Requirements

Using Appraveo does not demonstrate competency to complete an assignment under the USPAP 2024 Edition Competency Rule. It does not replace the analysis, research, or professional judgment required to develop credible assignment results.

6. Professional License Responsibility

You are responsible for knowing and following your state board's current guidance on AI tool use, disclosing AI tool use if required, maintaining your license in good standing, and notifying Appraveo if your license is revoked, surrendered, or suspended.

7. Data Input Responsibility

You are responsible for the data you input into Appraveo Services. You are responsible for not entering USPAP-confidential information into products not designed to hold it.

8. Reporting Violations

If you observe potential AUP violations, report them to compliance@valuwolf.com with "AUP Violation Report" in the subject line. Reports may be made anonymously.

9. Enforcement

9.1 Consequences

Warning: Written notice for first-time or minor violations
Temporary Suspension: Account access suspended pending remediation
Permanent Termination: Account terminated without refund for material or repeated violations
Legal Action: Appraveo reserves the right to pursue civil remedies for violations causing material harm

9.2 Appeals

Contact compliance@valuwolf.com within 10 business days of any enforcement action.

10. Changes to This Policy

Material changes will be communicated at least 30 days before the effective date. Continued use of the Services constitutes acceptance.

11. Contact

Email: compliance@valuwolf.com

For the full unabridged document, contact legal@valuwolf.com.

This Acceptable Use Policy is incorporated by reference into Appraveo's Terms of Service and is governed by the laws of the State of Maryland, United States.